Funding News Press Release

Vertex Ventures leads $27.7m series B for India’s Wint Wealth

By StartupStory | January 14, 2026

Vertex Ventures Leads $27.7M Series B for Wint Wealth’s Fixed Income Revolution

Wint Wealth, India’s pioneering digital fixed income platform, has raised $27.7 million in Series B funding led by Vertex Ventures Southeast Asia & India, catapulting its valuation past $150 million and fueling nationwide expansion of curated high-yield debt products for retail investors.

The round drew marquee participation from existing investors including Sequoia Surge, Stride Ventures, and family offices, bringing Wint’s total capital to $40 million+. With 2 lakh+ users parking ₹3,000 crore+ across corporate bonds, securitized paper, and structured credit, the platform targets India’s $2 trillion mutual fund + bond market where retail participation remains under 5%.

Fixed Income, Democratized

Founded in 2020 by IIT alumni Ajinkya Bhivare and Suyash Goenka during the pandemic’s yield hunt, Wint curates risk-rated debt exceeding 10% annualized returns – beating FDs (6-7%) and most equity MFs (12-15% with volatility). Unlike aggregators, Wint’s proprietary underwriting + SEBI-registered NBFC arms source exclusive deals from 200+ issuers across real estate, microfinance, and trade finance.

Platform magic:

Risk ratings via ML models analyzing 500+ issuer signals
Goal-based investing: Retirement ladders, kid’s education bonds
Monthly payouts vs mutual fund uncertainty
₹10,000 minimums unlock institutional-grade paper

Recent launches include Wint Prime (12%+ returns, 95% capital protection) and Wint Secure (14%+ high-yield with quarterly auctions).

Funds Attack Distribution + Product Moats

Vertex’s capital deploys across three scale vectors:

Nationwide GTM: 50-city expansion beyond Mumbai/Bengaluru via embedded finance with neobanks, brokerages. Partnerships with Zerodha Coin, Groww target 10 million eyeballs.

Alternative Asset Factory: Structured credit, invoice discounting, rental housing bonds. In-house AMC launch Q3 2026 for ₹1,000 crore AUM mandate.

Tech + Compliance: AI portfolio optimizers, ESOP liquidity solutions, RBI co-lending integrations. SEBI PMS license unlocks HNIs.

Vertex MD Shubh Bansal declared: “Wint captures the great rotation from equity euphoria to income security as rates peak. Fixed income becomes the new growth story.”

Perfect Timing: Rate Peaks + Retail Awakening

Wint converges four tailwinds:

Peak RBI rates: 10Y G-Sec yields +200bps spread = 12% risk premia
Equity fatigue: Nifty P/E 25x demands income alternatives
Tax arbitrage: Debt MF LTCG tax slashed to 12.5%
Digital KFintech: eKYC + UPI unlocks 300 million new investors

Competitors sell FDs; Wint engineers 400bps alpha through active curation. 85% repeat allocation proves sticky product-market fit.

Path to Fixed Income Unicorn

Series B positions Wint for ₹10,000 crore AUM by FY28 via 1 million users. Series C funds adjacent wealth (structured products, PMS). IPO trajectory emerges as India’s RBI rate cut cycle accelerates bond rallies.

In wealthtech’s next chapter, Wint Wealth proves boring assets win when engineered brilliantly – delivering equity-like returns with debt-like safety at internet scale for India’s aspiring millionaire-next-door.

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