Ripple President Monica Long Confirms No Immediate IPO Plans Amid Robust Growth
- ByStartupStory | November 6, 2025
Ripple, the cryptocurrency-focused fintech company, has officially announced that it currently has no plans or scheduled timeline for an initial public offering (IPO). Monica Long, Ripple’s President, made this clear during an interview at the Swell 2025 conference in New York, highlighting the company’s strong financial position and strategic growth trajectory that obviate the need for a near-term public listing.
Despite the growing number of crypto firms going public this year, Ripple remains privately funded and focused on expanding its core business. The company recently secured $500 million in a major funding round, which valued Ripple at an impressive $40 billion. This capital infusion is fueling Ripple’s rapid growth, particularly in the stablecoin payments space, which has seen significant uptake following the enactment of stablecoin-friendly legislation in the United States.
Long attributed the decision to delay IPO plans to Ripple’s “fortunate position,” emphasizing that sufficient capital reserves allow the firm to invest aggressively in innovation, strategic acquisitions, and global partnerships without requiring public market financing at this time. Ripple continues to build its ecosystem through key acquisitions including GTreasury, Hidden Road, and Rail—moves that expand its footprint in corporate treasury management, prime brokerage, and stablecoin infrastructure.
Under Long’s leadership, Ripple has doubled its customer base quarter-over-quarter, driven by heightened demand for its blockchain-powered payment solutions and treasury products. The company has intensified collaborations with major financial institutions such as Mastercard, WebBank, and Gemini, integrating its stablecoin RLUSD into credit card settlement systems and advancing real-world asset tokenization.
While Ripple’s CEO Brad Garlinghouse previously acknowledged that an IPO could require a lengthy preparation period of around 12 months, he affirmed in recent remarks that public listing is not currently prioritized. Instead, Ripple favors executing its business strategy through private capital and targeted acquisitions.
Market observers note that with several other crypto enterprises embracing public markets this year, Ripple’s choice to stay private differentiates it and underscores confidence in its sustainable growth model outside of short-term market pressures.
In summary, Ripple’s President Monica Long’s confirmation of no immediate IPO plans reflects the company’s robust financial health, backed-by strong capital and accelerating stablecoin adoption. As Ripple pursues strategic expansion in blockchain-enabled financial infrastructure, it remains focused on market leadership without rushing toward a public offering. This stance positions Ripple to build long-term value steadily in the evolving crypto and fintech ecosystem.
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